Products
Alcides loan management system
The Alcides loan management application offers major productivity and efficiency improvements over paper loan management systems. Its scope is comprehensive - Alcides manages dealer, agent and customers details including credit validation, individual service history and in-depth status. It also deals with payments and utilities such as Bank Accounts Validation and Direct Debit transactions.
Both open personal loans and loans for material goods are 
handled by Alcides and there are comprehensive facilities for loan approval including proof of employment, marital status and proof of address. All financial data is automatically captured and loan repayments calculated according to the preferred method.
The Alcides system is powerful and flexible enough to meet the needs of many different finance companies, giving major improvements to workflow, productivity and due diligence. Ascent has all of the real-world experience needed to integrate the system successfully into your own business processes and you can enjoy all of the following features:
- Comprehensive loan servicing
- All major interest calculation methods
- Flexible repayment schedules
- Unlimited comments
- Letter wizard with copies for due diligence
- Dedicated word processor to customise correspondence
- Automatic email options and optional periodic email billing statements
- Complete audit trails and audit logs at loan level and globally
- Loan histories for the entire life of the loan
- Powerful one-page visual summaries and reports
- Password security
- Workstation, local or wide-area network versions
